The payment examples shown in our advertising are estimates provided by our preferred lender based on specific loan scenarios. Actual terms, rates, and payments will vary based on your individual credit profile, loan amount, and market conditions at the time of rate lock. Please review the applicable scenario below for full details.
VA $410k
Rate available as of 9/3/2026. Stated rate may change or may not be available at time of rate lock. If you bought a $410,000 home with a down payment of 0%, for a loan amount of $416,150 (includes upfront VA funding fee) on a 30-year loan at a fixed rate of 5.375% (5.557% Annual Percentage Rate), you would make 360 monthly payments of $2,332. Payment stated does not include taxes, homeowners’ insurance, and mortgage insurance which will result in a higher payment
VA $510k
Rate available as of 9/3/2026. Stated rate may change or may not be available at time of rate lock. If you bought a $510,000 home with a down payment of 0%, for a loan amount of $517,650 (includes upfront VA funding fee) on a 30-year loan at a fixed rate of 5.375% (5.557% Annual Percentage Rate), you would make 360 monthly payments of $2,900. Payment stated does not include taxes, homeowners’ insurance, and mortgage insurance which will result in a higher payment
$510k (3.75%)
Rate as of 9/3/2026. 10/6 ARM. Stated rate may change or may not be available at time of rate lock. Example: Purchase Price $510,000, 25% Down Payment, $357,000, Loan Amount, 30 year term, initial interest rate 3.75% (3.925% APR) for initial 120 payments of $1,653 not including taxes & insurance.
Post Introductory Period Example: Interest Rate = SOFR + Margin. Payment can adjust every 6 months. Sample Repayments at month 120 with balance of $278,859: 3% Margin, 3.645% SOFR (9/3/26), 6.625% variable rate, $2,100 monthly payment. At max interest rate of 8.75% payment is $2,464.
$410k (3.75%)
Rate as of 9/3/2026. 10/6 ARM. Stated rate may change or may not be available at time of rate lock. Example: Purchase Price $410,000, 25% Down Payment, $287,000, Loan Amount, 30 year term, initial interest rate 3.75% (3.925% APR) for initial 120 payments of $1,329 not including taxes & insurance.
Post Introductory Period Example: Interest Rate = SOFR + Margin. Payment can adjust every 6 months. Sample Repayments at month 120 with balance of $224,181: 3% Margin, 3.645% SOFR (9/3/26), 6.625% variable rate, $1,689 monthly payment. At max interest rate of 8.75% payment is $1,981.
$510k (4.25%)
Rate as of 9/3/2026. 10/6 ARM. Stated rate may change or may not be available at time of rate lock. Example: Purchase Price $510,000, 25% Down Payment, $382,500 Loan Amount, 30 year term, initial interest rate 4.25% (4.421% APR) for initial 120 payments of $1,882 not including taxes & insurance.
Post Introductory Period Example: Interest Rate = SOFR + Margin. Payment can adjust every 6 months. Sample Repayments at month 120 with balance of $303,870: 3% Margin, 3.645% SOFR (9/3/26), 6.625% variable rate, $2,289 monthly payment. At max interest rate of 9.25% payment is $2,783.
$410k (4.25%)
Rate as of 9/3/2026. 10/6 ARM. Stated rate may change or may not be available at time of rate lock. Example: Purchase Price $410,000, 25% Down Payment, $307,500 Loan Amount, 30-year term, initial interest rate 4.25% (4.421% APR) for initial 120 payments of $1,513 not including taxes & insurance.
Post Introductory Period Example: Interest Rate = SOFR + Margin. Payment can adjust every 6 months. Sample Repayments at month 120 with balance of $ 244,288: 3% Margin, 3.645% SOFR (9/3/26), 6.625% variable rate, $1,840 monthly payment. At max interest rate of 9.25% payment is $2,237.
FHA $410k
Rate available as of 9/3/2026. Stated rate may change or may not be available at time of rate lock. If you bought a $410,000 home with a down payment of 3.5%, for a loan amount of $402,574 (includes upfront FHA mortgage insurance premium) on a 30-year loan at a fixed rate of 5.375% (5.972% Annual Percentage Rate), you would make 360 monthly payments of $2,256. Payment stated does not include taxes, homeowners’ insurance, and mortgage insurance which will result in a higher payment
FHA $510k
Rate available as of 9/3/2026. Stated rate may change or may not be available at time of rate lock. If you bought a $510,000 home with a down payment of 3.5%, for a loan amount of $500,763 (includes upfront FHA mortgage insurance premium) on a 30-year loan at a fixed rate of 5.375% (5.973% Annual Percentage Rate), you would make 360 monthly payments of $2,806. Payment stated does not include taxes, homeowners’ insurance, and mortgage insurance which will result in a higher payment
Financing provided by CMG Home Loans. Rates and payment examples are subject to change without notice and are not a commitment to lend. Contact CMG Home Loans for current rates and to determine which loan program you qualify for.
